700 millionaires are created every day. Although 80% of U.S. millionaires are college graduates and 18% have Master's degrees, academic achievement does not automatically determine one's potential to thrive financially. Financial education plays a major factor.
One thing's for sure, tools, technology and resources will give anyone an upper hand in navigating their financial planning journey. Without these things, it will be a challenge to become equipped with the disciplines and strategies to build or pass on generational inheritance.
There is no one formula to build wealth. It's not a lack of money that determines your ability to gain affluence. Quite honestly, you have more than you think! Money may be a great slave but it's a horrible master and many people have been positioned to get the shorter end of the (wealth building) stick.